Don’t Miss Out On All Toyota Financing Has to Offer

Cars are an extension of lifestyle. Being able to find the right vehicle to meet your needs while supporting your daily activities and hobbies is an asset. Each driver has different priorities when shopping for their next vehicle, so it’s important to have a clear understanding of what you want in your next car. Are you looking for a utility vehicle to haul heavy loads or take exploring? A reliable sedan with excellent fuel efficiency? An SUV to carry the whole family? The right car supports your lifestyle.

Once you have found the perfect car, Toyota financing makes purchasing it attainable so you don’t have to compromise. With financing, you can afford to shop for the best fit without settling. Additionally, Toyotas are known for their reliability and safety. With Toyota, find the vehicle that’s right for you with the financial security you can rely on. Below are some of the many ways you benefit from Toyota financing.

Great Options

With Toyota financing, there’s more to explore. Toyota offers a myriad of rebates, deals, and financing programs as well as vehicle protection plans, such as ToyotaCare, that keep you covered down the road. Financing solutions allow you to shop around for a vehicle that has all the features you need so you can afford a better car.

With cash, your up-front cost will be much higher. You may have to forgo what you need in a car to afford this large up-front payment. Financing spreads the payments out over time so a better vehicle fits within your budget. Toyota financing creates flexibility so you don’t have to settle. You may find compromising costs more in the long run, as you outgrow a smaller vehicle faster or purchase a less reliable car and pay more in maintenance and repair.

Special Offers

Toyota understands that purchasing a vehicle is a big financial decision. Working to mitigate some of these costs, Toyota financing has several special offers designed to put some of that cash back in your pocket. Purchasing your next vehicle does not have to set you back financially and drain your savings. Take advantage of one of these offers:

• Repeat Customers: Toyota rewards repeat customers. If you have previously financed or leased a car through Toyota Financial Services, you have access to special benefits. You can afford more car for less.
• Military Rebate: Toyota honors those who have served by offering a special military rebate. This offer is available to current military, military family members, retirees, and veterans.
• College Grad Program: If you are a recent grad, Toyota has a special grad program designed to help you afford a vehicle for your next stage in life. Recent graduates are eligible for both a rebate and a competitive APR.
• Uber Driver Rebate: Earn a sizable discount off eligible Toyota vehicles with the Uber Driver Incentive. We’ll help you find the perfect vehicle for your Uber business.

Flexible Programs

When you finance through Toyota, we will help you find a contract that works best for you. Financing through an outside lender may limit your loan options with stricter eligibility requirements. Toyota is able to work with your unique credit needs, whether you have a long or short credit history.

This flexibility provides you with an option to buy or lease. Depending on your needs, leasing may be a better option. You can lower your monthly payments and enjoy a new Toyota every few years with one of these leasing options:

• Low Mileage Lease: If you don’t plan on driving long distances, pay less each month. With a 24- to 60-month lease term, new Toyota vehicles are eligible for 12,000 miles per year.
• 1 Pay Lease: Prepay your lease in a single payment when you sign. With this option, you avoid monthly payments, and your one payment is less than a conventional loan.
• Multiple Security Deposit Lease: When you start your lease, make up to nine additional security deposits. The balance of any additional security deposits is refunded at the end of the lease. This leasing option reduces your monthly payments.

If buying a car is the best option for you, you can get a finance contract to own your vehicle and enjoy the freedom of ownership. Avoid mileage limits and end-of-lease obligations and hit the open road.

Unlock More Savings and Flexible Terms Through Dealerships

Buyers can take advantage of added benefits when they finance directly through a Toyota dealership. You have access to all of the above benefits and more. Here are just some of the ways you can save time and money when financing through your local Toyota Dealership:

Improve Credit Score

Unlike traditional lenders, dealerships incentivize buying directly through them. Since they have an invested interest in you purchasing a car through their dealership, they are willing to do what it takes to meet you where you are.

Traditional lenders have strict eligibility regarding credit scores and credit history. If you have a lower score and limited credit history, you can finance directly through the dealer and make payments on time each month. This will improve your credit score while allowing you to still finance your vehicle.

Negotiate Better Terms

Since the dealer wants to work with you, the finance department is more likely to offer better terms and more deals than a traditional lender. When visiting your dealer, ask questions and negotiate certain aspects of the financing package.

Dealerships also have access to a variety of lenders and therefore more offers. When working directly with a lender, you only have access to their particular offers. With a dealership, you can compare many different lenders at once. Choose from one of the many offers they have access to and pick the one that best fits.

Save Time

Buying or leasing a vehicle through a traditional lender involves a lot of steps and can take a lot of time. Once you’ve picked out your vehicle, you then have to walk away and start shopping around for the best financing deals. Then, you must apply and wait to see if you qualify. With Toyota financing through a dealership, you can accomplish all of this in one appointment. Find the right vehicle, negotiate a great price, and secure financing all in one day.

When you are ready to drive off in your favorite Toyota vehicle, visit Beaverton Toyota. We are committed to exceptional service, complete transparency, and long-term aftercare. Explore our full lineup of new and certified used vehicles today!

Tags: Lease Car, Toyota Lease, Toyota Purchase, Toyota Special Offers
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